Educational Videos
Part 1: 1 Hour To Savvy Cybersecurity
- Discover your Cybersecurity score
- How to take ACTION.....
- Learn the new Cybersecurity Rules
Part 2: Hackproof My Smartphone
- What the dangers of your Smart Phone are and how to protect yourself
- Key to our digital lives....
- Data Examples: Contacts, emails, pictures, social media, work information, text messages, etc...
- (Where/how to spot...)
- Useful Step-by-Step Guides...
2020 Year End Tax Planning Strategies
- The huge impact that taxes have on your financial plan.
- What is tax-loss harvesting, and how it may help you this year!
- What the SECURE Act could potentially mean for your heirs.
- Year-end tax strategies to be considering
- Using Roth conversions to possibly offset future tax hikes.
Part I - What's Important To Know About Social Security Webinar
- History of Social Security:
- How it began
- Early Controversy
- How can you coordinate spousal benefits? (Three Opportunities to maximize benefits)
- How many people are receiving Social Security?
- Who receives Social Security?
- Longevity: What does this mean for your future as we live longer and longer?
- Important Terms & Definitions:
- Primary Insurance Amount (PIA)
- Full Retirement Age (FRA)
- Windfall Elimination Period (WEP)
Part II - What's Important To Know About Social Security
- 3 Stages & Strategy Options
- Deciding when is a good time to collect Social Security
- Strategy 1: Benefit Options for Couples
- Discuss and evaluate available options to determine when to file for benefits.
- Options: 3 Stages for filing
- Stage 1: Filing Early
- Stage 2: Full Retirement Age (FRA)
- Stage 3: Delayed Credits
- Strategy 2: Survivor Benefit Options
- Why do Survivor benefits work best if one spouse is expected to outlive the other.
- Some general rules to keep in mind
Should I Make A Roth IRA Conversion?
Current and Future Tax Brackets • Expected Income Sources • Types and Amounts in Different Investment Accounts • Time left until withdrawals needed • Comfort Level with Investment Risk
- If you asked this question, you’re really wondering if a Roth IRA Conversion will save you more in taxes?
- Mechanically, this strategy involves converting savings from pretax retirement accounts, such as 401(K) or a Traditional IRAs, to a tax-free Roth IRA.
- While this strategy can help you save tax, it involves analyzing multiple pieces as well as your timelines in your financial plan. To make the best decision requires an in-depth evaluation of your specific situation.
3 Types of Bear Markets - 05-2020
- Structural Bear Market
- Learn how Structural Bear markets are triggered and how they are defined. How do structural imbalances and financial bubbles play a part in this type of bear market.
- Cyclical Bear Market
- Learn the functions of Cyclical Bear Market and how rising rates, impending recession, and falling profits play a part with this type of bear market.
- Event Driven Bear Market
- Learn what triggers event driven bear markets and why do they NOT lead to a domestic recession. Why is this type of bear market vulnerable to trade and geopolitical events.
- COVID-19
- Learn why the current economic conditions fit nicely into an Event Driven Bear Market. However persistent macro uncertainty can introduce structural risk. Equity Performances with these 3 types of Bear Markets: Learn what the average length and average draw-down of each Bear Market type. How does the equity performance look after entering Bear Market territory.