Capital Gains Taxes  

Knowing when to sell an asset is a difficult part of investing. Reasons for selling a stock, bond, or mutual fund may include:

  • Rebalancing a portfolio
  • Profit taking
  • Stopping further losses
  • A higher potential rate of return on an alternate investment
  • Cash needed for expenses

The tax consequences may be the most important part of your decision. Short-term gains are taxed at your highest marginal income tax rate, while long-term gains are taxed at lower long-term capital gains rates.

The calculator will estimate potential capital gains taxes. If you have owned the investment for 12 months or less, capital gains are considered Short-Term. If you have owned the investment for more than 12 months, capital gains are considered Long-Term.

     

What is the current value of the investment being considered for sale?

$

What is your cost basis? (What did you initially pay for the investment?)

$

What is your federal marginal income tax bracket?

Have you owned this investment for longer than 12 months?

YesNo
 
   
   
Pines Wealth Management
11475 Olde Cabin Rd., Ste. 220 • St. Louis, MO • 63141
Phone: 314-576-6767 or
314-432-2334		 • Fax: 314-432-3667

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• lroof@pineswealth.com

Cliff Van Ittersum, Lon W. Broske and Loren W. Lumpe are Registered Representatives of and offer securities products & services through Royal Alliance Associates, Inc. Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, CT, FL, GA, IL, IN, KS, KY, MA, MI, MN, MO, NH, NJ, OH, OR, PA, SC, TX, UT, VA, WA and WV.  No offers may be made or accepted from any resident outside the specific states referenced.

Cliff Van Ittersum, Lon W. Broske and Loren W. Lumpe are also separately registered as investment advisor representatives under Pines Wealth Management LLC, a Registered Investment Advisor.

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