By any measure, 2021 was a strong year for investors. But what’s in store for 2022? Well, unfortunately, my crystal ball is broken. I don't predict the future. I learned long ago that prognosticating as to what may or may not happen has always been a fools game. Take ANY market outlook for that matter (which there are a seemingly endless number of financial analysts/economists willing to give you their predictions) and you might as well deposit it in the round circular bin. Seems like every Tom, Dick and Harry are out to prove that they are smarter than everyone else by boldly proclaiming their predictions for 2022 and what that means for investors. NEWFLASH!: They don't know what the future holds, but then again, NO ONE does. There are no facts about the future. I do know that COVID-19 remains tragic and unpredictable. The pandemic was one of the primary drivers of financial market activity in 2021. I hope that the worst is behind us, but we simply don't know if it is. The Federal Reserve will continue to get its share of headlines. From Fed Chair Powell’s nomination hearings to potential changes in interest rates, expect investors' to play close attention to what the Fed not only says, but does. Tax law changes are always possible, but many of the anticipated federal tax law changes in 2021 were linked to President Biden’s Build Back Better plan, which ended the year in debate with Congress. So stay tuned here. Rest assured, that while we do not make predictions as to what may or may not happen for investors (NEVER have and NEVER will), we are diligent in staying on top of what does happen to understand it's impact for our clients' financial plan. Thanks for your trust and confidence in 2021. I'm looking forward to 2022, and all of the excitement that it may bring. Here’s to a prosperous new year! |

What’s ahead for 2022?
January 10, 2022