The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Securities offered through Osaic Wealth, Inc., member FINRA/SIPC. Investment advisory services offered through Pines Wealth Management, LLC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. 11475 Olde Cabin Road #220 St. Louis, MO 63141 Phone: 314-432-2334

This communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, GA, IL, IN, KS, KY, MN, MO, NC, NE, NJ, TN, TX, VA, WY. No offers may be made or accepted from any resident outside the specific state(s) referenced.

The advisors of Pines Wealth Management are Registered Representatives of and offer securities products & advisory services through Osaic Wealth, Inc., member FINRA/SIPC, a registered broker-dealer and investment advisor. In this regard, this communication is strictly intended for individuals residing in the 50 United States of America and the District of Columbia. No offers may be made or accepted from any resident outside the specific state(s) referenced. Pines Wealth Management, LLC is an investment advisor registered with the states of Missouri, Illinois and Texas. As such, these services are strictly intended for individuals residing in Missouri, Illinois and Texas.

FORM CRS

Taylor Welch

Administration

314-576-6767 ext. 100

314-432-2334

twelch@pineswealth.com