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Securities offered through Royal Alliance Associates, Inc. (RAA), member FINRA/SIPC. Investment advisory services offered through Pines Wealth Management, LLC. RAA is separately owned and other entities and/or marketing names, products or services referenced here are independent of RAA. 11475 Olde Cabin Road #220 St. Louis, MO 63141 Phone: 314-432-2334

This communication is strictly intended for individuals residing in the states of AZ, CA, CO, FL, GA, IL, IN, KS, KY, MN, MO, NC, NE, NJ, TN, TX, VA, WY. No offers may be made or accepted from any resident outside the specific state(s) referenced.

The advisors of Pines Wealth Management are Registered Representatives of and offer securities products & advisory services through Royal Alliance Associates, Inc., member FINRA/SIPC, a registered broker-dealer and investment advisor. In this regard, this communication is strictly intended for individuals residing in the 50 United States of America and the District of Columbia. No offers may be made or accepted from any resident outside the specific state(s) referenced. Pines Wealth Management, LLC is an investment advisor registered with the states of Missouri, Illinois and Texas. As such, these services are strictly intended for individuals residing in Missouri, Illinois and Texas.

FORM CRS

Taylor Welch

Administration

314-576-6767 ext. 100

314-432-2334

twelch@pineswealth.com